Manufactured homes have come a long way in the past couple of decades. Today, a manufactured home can provide the same beauty and finishes as a “traditional” home with a much smaller price tag. If you’re thinking about purchasing a manufactured home to call your own, there are some tips to keep in mind as you shop.
Get Pre-Approved for a Loan
Just as with buying a traditional single-family home, it’s always a good idea to get pre-approved for a loan before you begin shopping around. Pre-approval will not only give you a better idea of how much you’ll be able to borrow for your manufactured home, but will also show a manufactured home retailer that you’re serious about buying.
Not sure where to begin with pre-approval? Many banks and credit unions offer loans for manufactured homes. Some of these home retailers even offer their own financing plans to suit your needs.
Find the Right Plot of Land
In addition to buying your manufactured home, you’ll need to have a plot of suitable land on which to place it. There’s a lot to keep in mind when it comes to selecting land for your manufactured home. For starters, you’ll need to make sure that the property is zoned for residential use. You’ll also want to make sure that you’ll have access to the necessary utility hookups (water, sewage, electricity, gas, etc.).
If you’re looking to purchase a plot in an existing manufactured home community, you’ll also want to be aware of their rules and regulations.
Plan for Home Placement Costs
Placement costs for a manufactured home can also vary greatly depending on your specific needs. For example, your shipping and delivery/placement costs may only be covered up to a certain mile radius. From there, you may be charged extra per-mile. Likewise, you may need to pay more for things like awnings, garages, and sheds. Depending on the condition of the property, leveling and other preparation may need to be completed for an additional cost. It’s a good idea to get these expenses in writing before you sign a contract on your manufactured home.
Shop Online to Find What You Need
Did you know you don’t need to leave your home to find the manufactured home of your dreams? Shopping online through Homes Direct is an easy way to explore a wide range of manufactured home options from a number of reputable dealers. Contact us today to find out more or to get started in your manufactured home search!